Brooke your Broker
SMSF Lending

Purchase property through your SMSF with our experienced team.

Buying real estate through an SMSF is more complicated than other types of property purchases. It is recommended to engage the services of a professional mortgage broker like us to assist you throughout the process.
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SMSF lending

Benefits of buying property with your SMSF

If you are considering purchasing property through an SMSF, talk to our team at  Brooke your Broker  first. We will guide you through the SMSF loan application process and help answer any questions you may have.

  • Use gearing to purchase property worth more than available funds in your SMSF
  • Your SMSF will receive all income and capital growth
  • Your SMSF can also use income from the property to help pay off the loan
our approach

Establishing your SMSF

Once you have set up your SMSF, you’re effectively in charge of it including reporting responsibilities. Ensure you understand this approach in full and get professional advice with our experienced team. Speak more about this with Brooke your Broker.

Because the single aim of your SMSF is to secure funds for your retirement, there are strict rules regarding property purchase under the Superannuation Industry Supervision Act 1993 (SIS Act).

It’s important that you set up your SMSF first, if you want to buy property through it. You can’t buy property in retrospect. Also, the value of the SMSF portfolio determines your borrowing power.

When your SMSF is set up, the Trust Deed needs to give the Superannuation Fund Trustee power to: ‘Purchase real estate’, ‘Borrow finance’ and ‘Secure the repayment of borrowed money’.

Contact us
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Trusted by ambitious Australians who need strategic advice on all things finance and property.

Talk to us about your SMSF options
IMPORTANT INFO

DABRLI Pty Ltd, trading as Brooke your Broker (ABN 80655112735) Credit Representative 538953 is authorised under Australian Credit Licence 387025

*Individual lenders may charge fees to the customer.

This website provides general information only. Our content does not constitute legal, tax or financial advice and has been prepared without taking into account your objectives, financial situation or needs. You should always consider whether any loan or financial decision is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product.

All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply.

Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.

CONNECT WITH US
  • 0424447401
  • brooke@yourbroker.au
  • DABRLI Pty Ltd
  • 2024